AAI Debt Coach
FREE FOR EVERYONE · NO PAYWALLS

Take control of your money.
Become debt-free.

One clear plan for your debts, bills and budget — with an AI coach that turns your numbers into practical next steps. Every feature is completely free.

Free forever · No credit card · Set up in under 3 minutes
A
DEBT-FREE FORECASTMarch 202932 months to go
23%
£1,840interest saved72health score
Built for real life, not spreadsheets256-bit encryptionRead-only connectionsYour data stays yours

A CLEARER WAY FORWARD

From overwhelmed to in control.

See everything, choose a proven strategy, and know your next best move.

01

See the full picture

Bring debts, income and bills together in one calm, private dashboard.

02

Choose your strategy

Compare Snowball and Avalanche plans with exact payoff dates.

03

Get coached weekly

Receive practical, personalised guidance grounded in your numbers.

FREE MEANS FREE

Every tool. Every forecast. Every chat.

No paid tier, no feature limits and no surprise upgrade screens. AI Debt Coach is free for everyone.